Personal Loans
This product is no longer offered for new applications.
Important update
From 28th October 2023 new applications for personal loans are no longer being accepted but existing accounts will remain open.
Personal loan features
This product is no longer offered for new applications.
Unsecured Fixed Rate Personal Loan |
|
|---|---|
Minimum loan amount |
$3,000 |
Maximum loan amount |
$40,000 |
Application fee |
$150 |
Monthly maintenance fee |
$7.50 |
Minimum loan term |
1 year |
Maximum loan term |
7 years |
Security |
Nil |
Extra repayments |
Yes, no fees apply |
Early payout |
Yes, no fees apply |
Repayments |
Weekly Fortnightly Monthly |
Internet Banking |
Yes |
Internet Banking access excludes withdrawal transfers and BPAY payments.
Interest rate
Unsecured Fixed Rate Flexible Personal Loan
Our Fixed Rate Flexible Personal Loan gives you the certainty of knowing what your repayments will be over the course of your loan. Your repayment amount is determined at the start of the loan.
We don't charge any penalties for making additional repayments or early repayment on our fixed rate loans to give you additional flexibility and to allow you to repay your loan early.
Find information about our Car Loan.
|
Interest rate % p.a. |
Comparison rate % p.a. * |
|---|---|---|
Unsecured Fixed Rate Flexible Personal Loan |
10.99 | 11.71 |
Fees
At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.
| Fee Type | Amount |
|---|---|
Application Fee (This product is no longer offered) |
$150 |
Monthly Maintenance Fee |
$7.50 |
A full list of fees can be found in our Fees and Charges Guide.
Important information
For important information on our Personal Loans, view our Terms and Conditions.
