Please note

New customers:
  • The Day2Day Plus account has been replaced by the myBOQ Everyday Transaction Account, available exclusively through the myBOQ app.

Learn more about the Everyday Account

Current customers:
  • Existing Day2Day Plus Account customers are still able to access their account as normal via Internet Banking.
  • As an existing Day2Day Account holder, please note this account is not accessible from the myBOQ mobile app, which only supports new app-exclusive accounts and transaction types.

Day2Day Plus Account features

The Day2Day Plus Account® is a transaction account with no monthly fees that frees you to live the way you want, each and every day.

Free ATM's

Free ATM withdrawals

You can withdraw cash or check your account balance at BOQ ATMs fee-free, however, other ATM owners may charge you a fee. Within Australia, any ATM fees should be displayed on the ATM screen before you proceed with the transaction.

Locate your nearest BOQ ATM

Transaction limits

Unlimited transactions

Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions

monthly deposit

No minimum monthly deposit or balance

Deposit as much or as little as you want anytime, into your transaction account

using a Visa debit card

Visa Debit Card

Receive a free Visa Debit Card in the mail and also add it to your digital wallet to shop online, in-store, in Australia and overseas.

Government guarantee

Secure deposits

All deposits up to $250,000 are protected by the Federal Government’s deposit guarantee, so your savings are secure with us.#

  • Visa Debit card features

    Add a BOQ Visa Debit Card to your Everday Banking Account. With Visa contactless payments, you'll spend less time checking out and more time enjoying your purchases. 

    Don't forget you can add your BOQ VIsa Debit Card to your digital wallet for fast, safe and secure payments on the go.

    Contactless payments

    Tap To Pay With Visa

    With your new card, you'll be able to make everyday contactless payments securely and easily with your digital devices. 

    Use your card worldwide

    Worldwide Acceptance

    You can now enjoy shopping everywhere Visa and eftpos are accepted, including online, in-store, over the phone and overseas.

    card made of recycled plastic

    Recycled Materials

    As well as a tonne of features and benefits, your new card is made from 82% recycled plastic - so it's good for you and the planet! 

    Security

    Card Controls

    Card controls to help you better manage your spending and security. Read about security

    Protect against fraud

    Fraud Protection

    Visa's Zero Liability Policy* guarantees that you won’t be held responsible for unauthorised charges made on your account. If you notice any unauthorised transactions on your statement, contact BOQ immediately.

    Rewards and offers

    Visa Offers & Perks

    Access to exclusive Visa Offers & Perks like discounts at your favourite stores and restaurants. 

  • No monthly fee

    Keep your fees to a minimum with our no monthly fee bank account.*

    Fee Type Fee Amount

    Account Maintenance Fee

    Nil

    Monthly Card Fee (Visa Debit)

    Free

    Teller Withdrawals

    Free

    Cheques Written

    Free

    BOQ Balance Enquiry

    Free

    BOQ ATM/EFTPOS fees

    Free

    BPAY

    Free

    Funds Transfer

    Free

    Single/Multi pay anyone

    Free

    * Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.

    • A few rewarding offers, on us!

    Another great reason to open a Day2Day Plus Account with BOQ. Redeem the below offers with your BOQ Visa Debit Card.

    Receive 20% off selected full priced items

     

    Australia’s number 1 destination for online fashion.

    Terms & conditions apply 1

    Redeem

    Enjoy 10% discount on car rental bookings

    Arranging car hire in 160 countries and 40 languages, Rentalcars.com is the world's biggest online car rental service

    Terms & conditions apply 2

    Redeem

    Get up to 10% cashback on accommodation bookings

    Booking.com’s mission is to make it easier for everyone to experience the world.

    Terms & conditions apply 3

    Redeem


    Unlock more value with these great Visa Offers & Perks!

Day2Day Plus Account with Concession Features

A Day2Day Plus Account with concession features for eligible Government Concession Card holders.

If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees

Read about concession

Important Documents 

FAQs

  • Is the Day2Day Plus Account still available?

    With the launch of the myBOQ mobile app, we've created new and exciting products to empower customers to manage their money and achieve their financial goals. The Everyday Account is our new transaction account that comes feature packed, all designed on a new mobile banking platform that will better serve customers with features like Round Ups, Budget Tracker and more.

    Whilst we are no longer accepting online applications for the Day2Day Plus Account, customers can visit their preferred BOQ branch to discuss their suitability in opening an account. Existing BOQ customers wanting to open a Day2Day Plus Account can also do so through Internet Banking.

  • What is myBOQ?

    myBOQ is our all-new mobile banking app that makes it easy for you to do your banking with BOQ. It comes with a full suite of new savings and transaction account products that take the hassel out of your everyday banking and gives you complete control over how you use your money.

    With myBOQ, we've made it easy for you to keep on top of your bills, stick to a budget and save more. Some of the exclusive banking features on myBOQ include:

    • Bill Tracker
    • Purchase Round Ups
    • Fast payments with Osko and PayID
    • Live in-app chat with a dedicated myBOQ support team

    Discover the new myBOQ app how it can help you bank better with BOQ.

    Learn more about myBOQ

  • I've got more questions

    Click on the link below to view more FAQs

    Find support & FAQs

You might also be interested in:

Visa Debit Card
Shop anywhere Visa is accepted

Less time checking out and more time enjoying your purchases.

Visa Debit Card

Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.

  • Contactless payments for transactions under $100
  • Secure online transactions
  • Withdraw cash from over 2.2 million ATMs worldwide
Learn more
Future Saver Account
You can earn
5.50 %P.A. ^^
On deposit balances up to $50,000

BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $50,000 IF BONUS INTEREST CRITERIA MET**

Future Saver Account

Our highest interest savings account for 14 to 35-year-olds. Meet the simple criteria to earn the bonus interest and watch your savings soar.

  • Available on the myBOQ app
  • No monthly account fees
  • Comes linked with an Everyday Transaction Account
  • Earn bonus interest each month when you meet the criteria**
Learn about Future Saver Apply now
Everyday Account
Monthly account keeping fee
$0

Everyday banking with no monthly account keeping fees

Everyday Account

Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.

  • Access your money whenever you need, exclusively on myBOQ mobile app. Please note: As an app-exclusive account, it cannot be accessed via Internet Banking.
  • Managing your money has never been easier, with in-app spend tracking to help you budget better and bill tracker to give you a heads up when bills are due.
  • Fast, easy payments. Pay or be paid instantly with PayID.
  • Open an Everyday Account directly within the myBOQ app and start banking with BOQ today!
Learn about our Everyday Account Apply now