50k bonus Q Rewards® points when you spend $3,500 on eligible transactions in the first 3 months from card approval.12
Apply nowTerms and conditions apply. New customers only.
Take out a BOQ Blue Visa Credit Card and spend $3,500 on Eligible Transactions in the first 3 months from card approval to receive 50k bonus Q Rewards® points.12
Balance transfers revert to cash advance rate thereafter. No interest free days apply on retail purchases at the end of the promotional period while you have a balance transfer. 1% balance transfer fee applies.13
Offer ends 14 September 2025. Credit card applications must be submitted on or before this date and approved by 10 September 2025. Balance Transfer requests must be processed (transferred) by 30 September 2025.
We love happy customers and rewarding you makes us happy too.
Something for your wallet: your points can become cashback rewards to your account.
Pay it off with points: redeem for a statement credit back against eligible purchases when you use Select and Credit.
Redeem for eVouchers from great retailers including Coles, Bunnings and more.
Interest Free Days on new purchases2
With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions4 becomes points. Earn rewards
Cover for lost, stolen or damaged goods within 90 days of purchase (terms, conditions, limits and exclusions apply).
Note: from 1 July 2025, changes will be made to Excesses & Exclusions (Part D) for Purchase Protection and Extended Warranty Insurance to manage sanctions risk. Find out more here.
Pay no annual fee on a new BOQ Blue credit card while your home loan is with us.14 This offer is only available to apply for in branch, locate your closest one here.
Not available in conjunction with any other website or special offers.14
The safety of added protection through the Visa network
With Instalment Plans, you can break your purchases into manageable monthly instalments over a set term3.
| Annual fee | Annual percentage rate (% p.a.) - Retail Purchases | Annual percentage rate (% p.a.) - Cash Advances | Interest-free period on purchases2 | Credit Limit Range |
|---|---|---|---|---|
| $89 | 20.99 |
21.99 |
Up to 44 days (unless you have a balance transfer) | $2,000 to $50,000 |
A full list of fees and charges are provided in our Credit Card Fees and Charges Guide below.
If you have saved your application:
Save with lower interest rates
If paying down your balance each month is keeping you up, our Low Rate Visa Credit Card can help you keep costs down
earn q rewards® points and enjoy Travel Perks
The Platinum rewards card that has you covered, from purchases to rewards alongside our everyday earn rate of 2 Q Rewards® Points earned on every dollar of eligible spend.4 Including complimentary insurance and extended warranties (terms, conditions, limits and exclusions apply).1
Note: complimentary travel insurances will no longer be available from 15 May 2026. Find out more here.
