In Australia cheque usage is declining

The payment landscape in Australia is changing. Customers are opting out from using cheques and choosing to make payments through simpler and faster digital methods.

Personal - Making payments

  • Pay Anyone

    Allows you to send payments using a BSB and account number.

    Find out how:

  • Osko Payments (myBOQ only)

     Osko payments can be sent immediately and are available to recipients in near real-time with NPP enabled accounts.

  • BPAY

    Make fast and easy payments using the BPAY Biller Code and Reference found on your bill.

    Find out how:

  • Credit and Debit Card

    Make payments online, in-store and over the phone with your credit and/or debit card.

  • Direct Debit

    Set up a direct debit request with a merchant to allow the merchant to debit your account to pay your bill.

Business - Making payments

  • Pay Anyone

    Allows you to send payments using a BSB and account number.

    Find out how:

  • Debit card payments

    Make payment online, in-store and over the phone with a Business Visa Debit Card1.

  • BPAY

    Make fast and easy payments using the BPAY Biller Code and Reference found on your bill.

    Find out how:

  • Direct Credit Facility

    Saves time by creating payment files to complete multiple payments through internet banking.

    Find out how:

  • International payments

    Make payments to accounts held overseas.

    Find out how:

    BOQ

Business - Receiving payments

1. Business Visa Debit cards are available for Everyday Business Accounts and Business Overdrafts attached to an Everyday business Account and existing account holders of a Business Management Account (no longer offered for sale) and Business Investment Account (no longer offered for sale).