Everyday Business Bank Account

At a glance

^$ 10

Flat fee

^$ 0

Transaction & ATM fees

Protected

Against fraud by Visa Zero Liability

Why choose our Everyday Business Account?

Manage your business expenses with ease and keep your personal and business finances separate, making tax time a whole lot easier.

Enjoy fee-free¹ deposits via BOQ branches, ATMs and cheque deposits. As well as free withdrawals via our branches, Bank@Post^TM outlets and EFTPOS.

You can withdraw cash or check your account balance at BOQ ATMs fee-free, however, other ATM owners may charge you a fee. Within Australia, any ATM fees should be displayed on the ATM screen before you proceed with the transaction.

Locate your nearest BOQ ATM

Get more business transactions with a flat monthly account maintenance fee

Add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through Fiserv

Shop online, over the phone, locally and worldwide with your linked BOQ Business Visa Debit Card. Plus, unlock more value with great Commercial Visa Offers.

Full account access via Internet and Mobile Banking

Ready to enquire?

Apply in Branch

Download the account opening checklist according to your business structure
Find your nearest branch
Bring your documents and ID along to the branch

Enquire now

Enquire online

Call us on 1300 714 986

Interest rates

Organisation	Interest rate (% p.a.)
Not for profit	0.15 (Calculated on minimum monthly balance)
Other businesses	0.00

Fees

Applicable Fee	Everyday Business Account - All Eligible Customers	Everyday Business Account* - Not for Profit
Account maintenance fee	$10^	Free
Branch deposit/BOQ ATM deposit	Free	Free
Branch withdrawal	Free	Free
Monthly card fee (VISA Debit)	Free	Free
Cheques written	Free	Free
Cheques deposited	Free	Free
Direct debit	Free	Free
Direct credit	Free	Free
Single Pay Anyone (Third party BOQ account or other financial institution transfer)	Free	Free
Multi Payment	$1.50 for up to 10 payments then $0.19 for each additional transaction	Free

A full list of fees can be found in our Business Banking Guide Fees & Charges.

Fees apply for transactions through other Bank ATMs and International Transactions using your Business Visa Debit card to access your account.

^Account maintenance fee waived if you operate an approved overdraft with an Everyday Business Account

Latest offers from Visa

Use your Business Visa Debit Card to unlock offers designed to benefit your business.²

$600 Google Ads Credit

Spend $600 on Google Ads using your Business Visa Debit Card and receive a $600 credit to help promote your business online and reach the right customers.³

Learn more

75% off Xero for 6 months

Get 75% off Xero plans for six months when you use your Business Visa Debit Card.⁴ Xero simplifies your financial admin, automates processes, and seamlessly integrates with your BOQ accounts for a real-time view of your finances.

Learn more

25% off Google Workspace

Save 25% on Google Workspace when you pay using your Business Visa Debit Card for Business Standard Plans.⁵ Manage your business more efficiently with cloud-based productivity tools that offer enhanced security, seamless collaboration, and advanced features to help teams work smarter and faster.

Learn more