At a glance
$ 10
Flat fee
$ 0
Transaction & ATM fees
Protected
Against fraud by Visa Zero Liability
Why choose our Everyday Business Account?
Manage your business expenses with ease and keep your personal and business finances separate, making tax time a whole lot easier.
Unlimited deposits and withdrawals
Enjoy fee-free1 deposits via BOQ branches, ATMs and cheque deposits. As well as free withdrawals via our branches, Bank@PostTM outlets and EFTPOS.
Free withdrawals
You can withdraw cash or check your account balance at BOQ ATMs fee-free, however, other ATM owners may charge you a fee. Within Australia, any ATM fees should be displayed on the ATM screen before you proceed with the transaction.
Flat $10 monthly account fee
Get more business transactions with a flat monthly account maintenance fee
Options to help you grow
Add or link Business Overdraft Facility**, Business WebSavings Account and a Merchant Facility through Fiserv
Visa Debit Card
Shop online, over the phone, locally and worldwide with your linked BOQ Business Visa Debit Card. Plus, unlock more value with great Commercial Visa Offers.
Online banking access
Full account access via Internet and Mobile Banking
Ready to enquire?
Apply in Branch
- Download the account opening checklist according to your business structure
- Find your nearest branch
- Bring your documents and ID along to the branch
Interest rates
| Organisation | Interest rate (% p.a.) |
|---|---|
| Not for profit | 0.15 (Calculated on minimum monthly balance) |
| Other businesses | 0.00 |
Fees
Applicable Fee |
Everyday Business Account - All Eligible Customers |
Everyday Business Account* - Not for Profit |
|---|---|---|
Account maintenance fee |
$10^ |
Free |
Branch deposit/BOQ ATM deposit |
Free |
Free |
Branch withdrawal |
Free |
Free |
Monthly card fee (VISA Debit) |
Free |
Free |
Cheques written |
Free |
Free |
Cheques deposited |
Free |
Free |
Direct debit |
Free |
Free |
Direct credit |
Free |
Free |
Single Pay Anyone (Third party BOQ account or other financial institution transfer) |
Free | Free |
| Multi Payment | $1.50 for up to 10 payments then $0.19 for each additional transaction | Free |
A full list of fees can be found in our Business Banking Guide Fees & Charges.
Fees apply for transactions through other Bank ATMs and International Transactions using your Business Visa Debit card to access your account.
^Account maintenance fee waived if you operate an approved overdraft with an Everyday Business Account
Latest offers from Visa
Use your Business Visa Debit Card to unlock offers designed to benefit your business.2
$600 Google Ads Credit
Spend $600 on Google Ads using your Business Visa Debit Card and receive a $600 credit to help promote your business online and reach the right customers.3
75% off Xero for 6 months
Get 75% off Xero plans for six months when you use your Business Visa Debit Card.4 Xero simplifies your financial admin, automates processes, and seamlessly integrates with your BOQ accounts for a real-time view of your finances.
25% off Google Workspace
Save 25% on Google Workspace when you pay using your Business Visa Debit Card for Business Standard Plans.5 Manage your business more efficiently with cloud-based productivity tools that offer enhanced security, seamless collaboration, and advanced features to help teams work smarter and faster.
6 months free subscription to MYOB
Get 6 months free when you purchase a one month MYOB subscription with your Visa Business Debit Card.6
Handy tools
Important information
For important information on the Everyday Business Account, view the Terms and Conditions.
You might also be interested in:
ADDITIONAL INTEREST FOR 4 MONTHS ON BALANCES OVER $10,000
Business WebSavings Account
Make the most of your business savings with the flexibility of accessing your money anytime.
- Earn additional interest for 4 months as an introductory offer
- No monthly account maintenance fees
- Unlimited transfers
Merchant Solutions
Accept card payments from your customers... anywhere, anytime.
- Online
- In store
- On the Go
