0% p.a. on purchases and balance transfers for 9 months¹ (Reverts to cash advance rate. No interest free days apply while you have a balance transfer.)
Apply nowTerms and conditions apply. New customers only.
Annual Fee: The Annual Cardholder Fee will increase to $89.
Annual Percentage Rate: The interest rate on Retail Purchases will increase to 20.99% p.a. and the interest rate on Cash Advances will increase to 21.99% p.a.
Feel on top of your finances with no interest for 9 months on purchases and balance transfers¹ and no balance transfer fee on a Blue Visa Credit Card.
Purchase rate reverts to ongoing purchase rate thereafter, balance transfer reverts to cash advance rate thereafter. No interest free days apply on retail purchases at the end of the promotional period while you have a balance transfer.
We love happy customers and rewarding you makes us happy too.
Something for your wallet: your points can become cashback rewards to your account.
Pay it off with points: redeem for a statement credit back against eligible purchases when you use Select and Credit.
Redeem for eVouchers from great retailers including Coles, Bunnings and more.
Interest Free Days on new purchases2
With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions¹ becomes points.
Cover for lost, stolen or damaged goods within 90 days of purchase (terms, conditions, limits and exclusions apply).
Pay no annual fee on a new BOQ Blue credit card while your home loan is with us5. This offer is only available to apply for in branch, locate your closest one here.
Not available in conjunction with any other website or special offers5.
The safety of added protection through the Visa network
With Instalment Plans, you can break your purchases into manageable monthly instalments over a set term3.
| Annual fee | Annual percentage rate (% p.a.) - Retail Purchases | Annual percentage rate (% p.a.) - Cash Advances | Interest-free period on purchases2 | Credit Limit Range |
|---|---|---|---|---|
| $60 | 20.74 |
21.74 |
Up to 44 days (unless you have a balance transfer) | $2,000 to $10,000 |
A full list of fees and charges are provided in our Credit Card Fees and Charges Guide below.
If you have saved your application:
earn q rewards® points and enjoy perks
The premium rewards card that has you covered, from purchases to rewards alongside our everyday earn rate of 2 Q Rewards® Points earned on every dollar of eligible spend. 8 Including complimentary insurance and extended warranties (terms, conditions, limits and exclusions apply).7
