Home Loan Interest Rates | Owner Occupier Rates

Owner Occupier Interest Rates

Get a snapshot of the range of fixed and variable interest rates you would receive when you take out an owner occupier home loan.

	Principal and Interest		Interest only
Product	Interest Rate % p.a.	Comparison Rate % p.a.^{^}	Interest Rate % p.a.	Comparison Rate % p.a.^{^}
Economy Variable Home Loan - max 70% LVR^{~ +} A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 70% LVR.	6.18	6.33	8.05	7.20
Economy Variable Home Loan - max 80% LVR^{~ ++} A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 80% LVR.	6.23	6.38	8.05	7.20
Economy Variable Home Loan - max 90% LVR^{~ +++} A great standard home loan option if you're looking for a basic home loan with a low interest rate without mortgage offset. Minimum $150,000 and Maximum 90% LVR.	6.39	6.53	8.05	7.20
Clear Path Variable Rate Home Loan - max 80% LVR* Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 80% LVR.	6.39	6.51	7.64	7.07
Clear Path Variable Rate Home Loan - max 90% LVR^## Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 90% LVR.	6.64	6.76	7.89	7.19
Clear Path Variable Rate Home Loan - max 95% LVR^### Enjoy our feature packed home loan with a low interest variable interest rate. Minimum $150,000 and Maximum 95% LVR.	7.74	7.86	n/a	n/a

	Principal and Interest		Interest Only
Term	Interest Rate % p.a.	Comparison Rate % p.a.^{^}	Interest Rate % p.a.	Comparison Rate % p.a.^{^}
2 years	6.04	6.44	7.09	6.65
2 year discount rate - max 80% LVR with LMI*	5.69 (0.35% p.a. discount)	6.37	N/A	N/A
2 year discount rate - max 90% LVR with LMI**	5.89 (0.15% p.a. discount)	6.41	N/A	N/A
3 years	6.04	6.41	7.59	6.86
3 year discount rate - max 80% LVR with LMI*	5.69 (0.35% p.a. discount)	6.31	N/A	N/A
3 year discount rate - max 90% LVR with LMI**	5.79 (0.25% p.a. discount)	6.34	N/A	N/A
4 years	6.34	6.49	7.69	7.00
4 year discount rate - max 80% LVR with LMI*	5.99 (0.35% p.a. discount)	6.37	N/A	N/A
4 year discount rate - max 90% LVR with LMI**	6.09 (0.25% p.a. discount)	6.40	N/A	N/A
5 years	6.34	6.49	7.84	7.17
5 year discount rate - max 80% LVR with LMI*	5.99 (0.35% p.a. discount)	6.34	N/A	N/A
5 year discount rate - max 90% LVR with LMI**	6.09 (0.25% p.a. discount)	6.38	N/A	N/A