BOQ Landlord Insurance

BOQ Insurance offers smart home insurance tailored for landlords to help protect their investment property and help mitigate financial risk.

Why choose our Landlord Insurance?

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Get a quote in as little as 3 minutes

BOQ Insurance combines your information with data about your property to help you select the cover that works for you.

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Covers Rent Default

When your tenant is in default, you have cover for the net rental income up to $5,000 less any bond entitlement.

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Covers Tenant Damage

If your tenant damages your property or has a mishap, you can get help with the repair costs up to 15% of your sum insured, less any bond entitlement.

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Fixtures & Fittings

Cover for loss or damage to floor coverings, blinds and curtains caused by an insured event up to 5% of your sum insured.

Choose your landlord insurance cover

Insurance for your Rental Property

Landlord Insurance includes cover for your rental property, including any fixtures against the following insured events: damage from storm, flood, fire and explosion, theft or attempted theft, vandalism, leaks, impact, lightning, earthquake and more.

Insurance for your Contents

Insurance for the contents you own and are in use by the tenants at the insured address.

What you're covered for

Our Landlord Insurance can cover both the building and the contents of your investment property in the case that they need repair, rebuilding, or replacement after an insured event.

Help & Support

Natural Disaster Damage - Flood, Fire or Storm

If the worst happens and your property is completely destroyed, you're covered for the cost of reconstruction and replacing the insured items up to the agreed sum insured.

Insurance

Loss Of Rent

When your property is unliveable and being repaired after an insured event, you can get support for the net rental income for up to 12 months or a maximum of 10% of your sum insured.

Building

Rebuilding Your Property

Your property is covered up to the agreed sum insured, and you're able to get help with the costs of demolition and design fees.

Insurance

Rent Default

When your tenant is in default, the rental income is paid up to $5,000 less any bond entitlement to you.

Help & Support

Tenant Damage

If your tenant damages your property or has a mishap, you can receive help with the repair costs up to 15% of your sum insured.

Contents insurance

Fixtures & Fittings

Get cover for loss or damage to floor coverings, blinds and curtains caused by an insured event up to 5% of your sum insured.

Contents insurance

Theft or Vandalism

If something of yours gets stolen or vandalised, you're covered for the cost of replacing it with something new of up to 15% of your sum insured.

Contents insurance

Optional Motor Burnout

When the electric motor in an appliance less than 10 years old burns out, you may be covered for the cost to have it repaired or replaced.

Contents insurance

Water Damage

If your property and items are damaged by water, you're covered for the clean up and repair costs.

Contents insurance

Liability & Legal Protection

If someone gets hurt while visiting your property, you might need to help them pay for medical expenses. If you’re sued for liability, you may be covered for the costs of a lawyer.

Contents insurance

New For Old

If you need to replace your eligible contents, you're covered for that item’s value today, not its depreciated value. How good!

These are some of the highlights and benefits of cover offered for Landlords. Please refer to the Product Disclosure Statement (PDS) for details on insured events that can impact claims, as well as other exclusions and limitations.

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Log in to your account to view your policy details or make a claim.

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Making a claim

It can be really tough when things go wrong. Luckily, our friendly claims team are here to make slow, painful claims a thing of the past. For anything straightforward, we work quickly to get you back on track, and for claims that take a little longer - like managing and coordinating complex repairs – we’ll always keep you in the loop.

For making a claim

For all common home incidents, lodge your landlord insurance claim online or call us 24/7/365 on 1300 159 298.

Submit your claim

Need emergency help?

If your home is damaged or under threat of damage, call the SES on 132 500.

More information

Important information

Product Disclosure Statement (PDS)

This statement contains all the details on a policy including what’s covered and what’s not, terms and conditions, and how Honey manages your claim if something were to happen.

Target Market Determination

This document describes who a product is appropriate for and any conditions around how the product can be distributed to customers.

Key Fact Sheet

This sheet has quick information about a policy, including events Honey cover and some conditions. Read the full PDS before making a decision about your insurance.

Financial Services Guide (FSG)

An FSG is designed to assist you in making an informed decision about the services we offer. 

 

Additional Support

FAQs

Supporting Vulnerability

We can also help with:

Know what your repayments are for peace of mind

Fixed Rate Home Loan

A fixed rate home loan gives you the certainty of knowing exactly what your repayments will be for up to 5 years, while protecting yourself against any potential interest rate rises.

  • Owner occupier and investor options available
  • Great interest rates across our range of terms
  • Repayment options available include Principal and Interest repayments and Interest Only repayments

Our most popular low rate loan, packed with features

Clear Path Variable Home Loan

If you're looking for a fully featured, cheap home loan with a low rate, our Clear Path Variable Rate Home Loan is for you!

  • Owner occupier and investor options available
  • Mortgage offset
  • Unlimited free redraw and flexible repayments