At a glance

4.20 %P.A.
Fixed 12 month rate $1,000 to $800,000*
$ 0 
Account maintenance fee

Why choose our Farm Management Deposit Account?

Our Farm Management Deposit accounts provide primary producers with the opportunity to shift pre-tax primary product income from years when it is needed lease, to years when it is most needed, which could help you to manage exposure to adverse economic events and seasonal fluctuations.

Account types

Only fixed-term account is available. At-call account is no longer available for sale from 1st April 2025.

No monthly account fee

No monthly account maintenance fees

Account types

Only fixed-term account is available. At-call account is no longer available for sale from 1st April 2025.

Interest is calculated on daily balances and credited to your account in line with your payment instructions (fixed-term) or the last day of each month (at-call)."

Variable At-Call Account (no longer for sale from 1st April 2025)

Farm Management Deposit – Variable At-Call

  • A minimum balance of $1,000 is required and any additional deposit or withdrawal must be a minimum of $1,000
  • The account must not be held by two of more individuals jointly or on behalf of two or more individuals.
  • ATM/EFTPOS, Cheque book facility, Direct Debits and Transfer Orders are not permitted on this account.
Interest rates for At-Call Account (no longer for sale from 1st April 2025)

Farm Management Deposits – Variable At-Call

Amount Interest rate (% p.a.)

0 - 999

0.00

1,000 - 19,999

1.00

20,000 - 99,999

1.00

100,000 - 400,000

1.00

400,001 and over

1.00

 

Fixed Term Account
 

Farm Management Deposit - Fixed Term

  • A fixed term Farm Management Deposit that pays competitive interest 
  • Wide choice of terms, starting from 28 days to five years
  • Choose when you receive your interest payments - either monthly or end of term
  • Easy reinvestment, with automatic rollover at maturity for your choice of term (unless you’ve given us other instructions). You can choose the new lodgement term in advance. If you prefer, we’ll notify you before your investment matures so you can make your choice based on current interest rates.
  • Interest is paid directly into another nominated account held by you with BOQ or another Australian Financial Institution
  • Make deposits and withdrawals to your account during the 7 day renewal grace period, day 1 is the maturity date (minimum deposit/withdrawal amount of $1,000 applies)
  • Access your funds prior to maturity, by simply providing 31 days prior notice to redeem your account early (an interest adjustment applies)
  • You must provide 31 days’ notice for early withdrawal or termination before your fixed term Deposit Account matures
  • Minimum investment amount and account balance is $1,000 
Interest rates
Farm Management Fixed Term Interest rate (%p.a.)

Term in Months

 Term in Days

  $1 to $999  $1,000 to $800,000

Less than 1^

1 - 27

Nil

0.25

1

28 - 58

Nil

0.75*

2

59 - 88

Nil

0.80

3 

89 - 119

Nil

2.25*

4

120 - 149

Nil

4.45*

5

150 - 180

Nil

1.25*

6

181 - 211

Nil

4.50*

7

212 - 241

Nil

1.50*

8

242 - 272

Nil

4.45*

9

273 - 302

Nil

4.35*

10

303 - 333

Nil

1.75*

11

334 - 364

Nil

1.75*

12

365 - 729

Nil

4.20*

24

730 - 1094

Nil

3.30*

36

1095 - 1459

Nil

3.30*

48

1460 - 1826

Nil

3.30*

* Indicates a special rate. Minimum investment amount and account balance is $1,000. 

  • Interest rates are effective 10/04/2025.

Important information

For important information on the Farm Management Deposit Accounts, view the Terms and Conditions. 

 

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