Day2Day Plus Account with Concession Features
A Day2Day Plus Account with concession features for eligible Government Concession Card holders
At a glance
$ 0
Account keeping fees
FREE
Free access to over 10,000 ATMs*
$ 0
Minimum deposits
Account Benefits
If you are an eligible Commonwealth Government Pension or Concession Card Holder, benefit from a Day2Day Plus Account with no dishonour fees and no overdrawn fees.
Free ATM withdrawals
You can withdraw cash or check your account balance at BOQ ATMs fee-free, however, other ATM owners may charge you a fee. Within Australia, any ATM fees should be displayed on the ATM screen before you proceed with the transaction.
Unlimited transactions
Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
No minimum monthly deposit or balance
Deposit as much or as little as you want anytime, into your everyday account
Visa Debit Card
Free Visa Debit Card to shop online, in-store, in Australia and overseas.
In addition to these great features of our Day2Day Plus Account, you will also be entitled to the following benefits:
No overdrawn fees
No dishonour fees
Fees
Keep your fees to a minimum with our no monthly fee bank account.*
| Fee Type | Fee Amount |
|---|---|
Account Maintenance Fee |
Nil |
Monthly Card Fee (Visa Debit) |
Free |
Teller Withdrawals |
Free |
Cheques Written |
Free |
BOQ Balance Enquiry |
Free |
BOQ ATM/EFTPOS fees |
Free |
BPAY |
Free |
Funds Transfer |
Free |
Single/Multi pay anyone |
Free |
| Dishonour Fees | Nil |
| Overdrawn Fees | Nil |
* Other fees (including other bank ATM and International Transaction fees) and charges may be payable. Please view the Personal Banking Guide to Fees and Charges for more details.
Apply for your Account
Account eligibility
You must hold one of the following Commonwealth Government Pension or Concession cards:
- Health Care card
- Pensioner Concession card
- Commonwealth Seniors Health card
Please visit your local branch or call our friendly team on 1300 55 72 72 to tell us that you hold a current Commonwealth Government Pension or Concession card and would like to apply for a new Day2Day Plus Account with Concession Features or that you would like to have the Concession Features applied to your existing Day2Day Plus Account.
Open a new BOQ Day2Day Plus Account with Concession Features
1. To open a new BOQ Day2Day Plus Account please visit your local BOQ Branch.
2. Once your account is open and you have your new Day2Day Plus Account details, notify us that you hold a Government Pension or Concession Card and that you wish to have your account updated to be a Day2Day Plus with Concession Features.
If you already have a BOQ Day2Day Plus Account
Notify us that you hold a Government Pension or Concession Card and that you wish to have your account updated to be a Day2Day Plus Account with Concession Features. You can do this by:
- Calling our friendly team on 1300 55 72 72 to ; or
- Visiting your local BOQ Branch
Handy tools
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Less time checking out and more time enjoying your purchases.
Visa Debit Card
Add a Visa Debit Card to your eligible BOQ Savings or Everyday Banking account and enjoy shopping anywhere Visa is accepted, in Australia or overseas.
- Contactless payments for transactions under $100
- Secure online transactions
- Withdraw cash from over 2.2 million ATMs worldwide
BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS INTEREST CRITERIA MET**
Smart Saver Account
Our high interest savings account for customers 36 years or older.
- Available on the myBOQ app
- No monthly account fees
- Comes linked with an Everyday Transaction Account
- Earn bonus interest each month when you meet the bonus interest criteria**
earn q rewards® points
Blue Visa Credit Card
Earn 1 Q Rewards® point for each dollar spent on Eligible Purchases and redeem them for a range of options like evouchers, cashback and pay with points.1
- 0% p.a. on balance transfers for 9 months. Balance transfer reverts to cash advance rate thereafter.2 You will be charged interest on retail purchases while you have a balance transfer
- No fees on balance transfers
